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The Financial Advice That Will Leave You "Astonished" | The Oprah Winfrey Show | OWN [keyword

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Are you living beyond your means? In this 2001 after-the-show moment, Oprah called that one of the biggest problems facing Americans. “I’ve made every salary, so I know what it’s like making 12 [thousand] and think, ‘If I only made 100…all my problems would be solved’. But what you do is just carry the debt with you”, she said. For more on #oprahwinfreyshow, visit

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25 comments

Troy 11/09/2021 - 7:24 Sáng

Lol people been saying the same things for decades. People will never get it. We will have the same type of clip in 2040.

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Get on with it. 11/09/2021 - 7:24 Sáng

I make 80 grande a year and I shop for all of my clothes from Walmart. Even my watch is from Walmart. The only expensive thing I own js my running shoes. To those that run you understand how important it is to have comfortable running shoes that don't squeeze your feet.

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Dylan Schrom 11/09/2021 - 7:24 Sáng

Anyone else find this after looking for the dave ramsay Oprah video?

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Nidal World 11/09/2021 - 7:24 Sáng

Lesson from this video: Nothing.

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Eli Underwood 11/09/2021 - 7:24 Sáng

I searched “Dave Ramsey on Oprah” this is not Dave Ramsey

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ChangedName _ 11/09/2021 - 7:24 Sáng

Very true

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Lea Que 11/09/2021 - 7:24 Sáng

Does it say which episode is this from and who is the expert? I must be missing it. Ty

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E KL 11/09/2021 - 7:24 Sáng

'Take care of the pennies and the pounds will take care of themselves' – my English Grandma's advice. It's the little dollar/pound/euro here and there that really adds up.

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NOAH freaking THOMAS 11/09/2021 - 7:24 Sáng

problems Americans are facing*

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Thembelani 11/09/2021 - 7:24 Sáng

Oprah is just hillarious.

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Clay Heater 11/09/2021 - 7:24 Sáng

I knew that I wasn’t going to be “astonished” in 2 mins and 36 secs, yet I clicked on this video anyway. Fml. 😂

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Penso Positivo 11/09/2021 - 7:24 Sáng

Agree you won’t immediately stop 🛑 but it will make you conscious 🤔

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David 11/09/2021 - 7:24 Sáng

“if you have a computer” 😂

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Coryraisa 11/09/2021 - 7:24 Sáng

Another solid bit of sound financial advice…avoid confusing a NEED with a WANT.

I see so many people confuse the two and land themselves in mountains and avalanches of debt because they have been taught that they "need" the latest car on the market or that they "need" a big house with a big yard or "need" a luxury condo with all the trimmings in a fancy high-rise.

They've been taught that they "need" that big-screen television and that they "need" to live in a "nice" neighborhood in the suburbs.

Too many of us have been conditioned into thinking that we "need" to either be ordering out or eating out several times a week…I know, I fell into that trap several years ago and had to break out of that conditioning…I was a restaurant freak for years. 😅😅😅

Many of us have been sold on the false notion that we "need" a new wardrobe of clothes every single new season.

Take time out to divide your needs versus your wants…I know I had to do this to get rid of my debt and be able to retire.

I happily found I could live easily without eating out three or four times every week and without buying new holiday decorations every single holiday season.

Now I only eat out once every few weeks and avoid overpriced restaurants.

I now take better care of the holiday decorations I do have by storing them carefully in a set place in sealed containers…I'm now in the middle of a massive decluttering project in my home…so my decorations last much longer, stay free of dust and I can use the same ones for many, many years without feeling compelled to buy new ones.

So…take stock of what you truly need…do you truly need that big-screen television?

If you live in a big city like LA, San Francisco, New York, DC or Chicago, you really don't need a car at all…you can rent one on occasion or take public transpo.

Stop thinking that taking the subway or bus is "beneath" you.

Even the stylish, wealthy Oprah took buses and trains for years, especially when she lived in Baltimore. 😊😊😊

If you are single and either have no children or your children are long-grown and you have no pets…living in an apartment instead of a large house with a huge yard is no shame.

There are fine apartments and smaller houses out there that do have extra bedrooms for guests and storage.

Some apartments…even those low-rise garden-style ones without the fancy gyms and swimming pools…have small balconies for gardens.

Many city and even some suburban apartments have rec centers close by with wonderful playgrounds, pools and parks for visiting grandkids and great-nieces and nephews to play in.

Be creative…make space and prioritize❣

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MOWOR1 11/09/2021 - 7:24 Sáng

Oprah is worth 3 billion ? Wtf

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Erik Rohr 11/09/2021 - 7:24 Sáng

Ric Edelman!

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Jasmine Orchard 11/09/2021 - 7:24 Sáng

I rather hear O speak on stuff than her guest. I can’t feel them

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I am A smurf 11/09/2021 - 7:24 Sáng

Oprah Winfrey lives below her means yeah right what a disgracefull rant from this deadset deceitfull lier

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Joe Curran 11/09/2021 - 7:24 Sáng

Cars.

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ALI ALEXANDER 11/09/2021 - 7:24 Sáng

Oprah, you look so pretty right now. Life is a joke.

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Angela Stewart 11/09/2021 - 7:24 Sáng

When you get tired of being broke . I guess you learn to track your $.

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frederick jones 11/09/2021 - 7:24 Sáng

Invest in options and be forever great full you did.many has been able to come off debt by investing in options and making huge profit.if interested contact me via warriortrader88@gmail.com

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reignnskye 11/09/2021 - 7:24 Sáng

Who is this guy?

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Patches O'Houlihan 11/09/2021 - 7:24 Sáng

That was it? Astonishing. Yeah right.

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Phil Thomas 11/09/2021 - 7:24 Sáng

My Dad said, pretend like you did not get that raise. I bought a car that cost $15,000 instead of the $25,000 dollar sedan.

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